The Essential Women’s Health Checklist

An OB-GYN breaks down the screenings, checkups and tests women need and when to get them.

13 min read

Women have unique health needs at every stage of life from puberty to midlife and menopause. Preventive care — including annual checkups, screenings, vaccines, and support for mental and physical health — is crucial and changes depending on a woman’s age.

“The earlier women start preventive care, the better,” says Dr. Mary Rosser, an OB-GYN and the Director of Fazzalari Women’s Health at NewYork-Presbyterian The One and Columbia. “We want to engage women in their own health care, so they are empowered to live long and healthy lives.”

To help women understand the health exams they need, Health Matters spoke to Dr. Rosser to create a checklist of the exams, screenings and tests women should prioritize throughout their lives.

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A group of teens smiling.

Checklist for Young Women in their Teens

OB-GYN visit:  The American College of Obstetricians and Gynecologists recommends an initial reproductive health visit between ages of 13 and 15. During this visit, adolescents can discuss health issues, sexual history, and gender identity one-on-one without a parent or guardian present.  “These early visits allow young women to get to know us as clinicians who care for women,” says Dr. Rosser.

An internal pelvic examination is usually not required at an initial visit unless a patient is experiencing symptoms, and cervical cancer screening begins at age 21. Research suggests that the risks of offering cervical screening before age 21 outweigh the benefits. Getting an abnormal Pap smear result often leads to follow-up tests which have a small but real chance of causing complications.

“Even between ages 21 to 25, guidelines show that the benefit of screening with a Pap smear is extremely low,” explains Dr. Rosser. “When you are under 25, it is common to have changes in the cells of your cervix — abnormal cells — and these usually go away by themselves."

OB-GYN visits for teens may also include:

  • Contraceptive counseling, regardless of whether a teen is sexually active: “I like to introduce the idea of sexual activity, taking care of your body, and respecting your body first as well as how to protect yourself,” says Dr. Rosser. “We discuss contraception and what to look out for with regard to healthy relationships and intimate partner violence.”
     
  • Human papillomavirus (HPV) vaccine: The HPV vaccine protects against developing certain cancers later in life, such as cervical cancer. The American Academy of Pediatrics (AAP) recommends girls and boys start their HPV vaccine series between the ages of 9 and 12 years.
     
  • Breast self-awareness: It is important for all women to learn what is normal for your breasts because it helps you notice any changes—this I called breast self-awareness. “Look and feel for any change once a month,” says Dr. Rosser.
     
  • Blood pressure screening: A blood pressure screening in adolescents serves as a predictor for future cardiovascular risk. The test is also a screening tool for other health conditions that are associated with high blood pressure, including diabetes, obesity and dyslipidemia (an imbalance of fats in the blood).
     
  • Lipid screening: Once, beginning in late adolescent years. This test checks the amount of cholesterol and triglycerides in your blood.

Expert’s Take: “These health visits are also an opportunity to talk about alcohol, drug use, tobacco use, and vaping as well as topics such as healthy relationships, and anxiety and depression,” says Dr. Rosser. “While it might seem early to discuss these issues, in my experience, it’s better to start these conversations sooner so that girls are knowledgeable about taking care of their health and their bodies. The more you talk about it, the more they will listen.”

A group of young women smiling.

Checklist for Women in Their 20s & 30s

  • Primary care visit: Once a year. “Your 20s and 30s are a great time to either maintain your health or identify your risk factors for different diseases, whether that’s obesity, diabetes, family history of conditions like cancer and heart disease, or reducing sexually transmitted infection risk,” says Dr. Rosser.
     
  • OBGYN visit: Once a year. It’s a common misconception that women need a Pap test and pelvic exam every year. “It’s ingrained in us that a Pap smear and pelvic exam are synonymous with an annual visit, and they are not,” she says. “There is so much more to an annual or wellness visit.”
     
  • Pap test: The test screens for cervical cancer and HPV. Women ages 21 to 29 should be screened for cervical cancer every three years. For women ages 21 to 25, the benefit of a Pap test is reduced because the risk of cervical cancer is extremely low. However, for women who have not had the HPV vaccine, screening can be considered. 

    The decision to do a Pap test depends on a woman’s history of abnormal results, HPV and her HPV vaccine status. If you are not sure whether you need a cervical cancer screening, discuss the decision with your OB-GYN. Women ages 30 to 65 should be screened every three years for cervical cancer alone, every five years for HPV alone, or every five years if co-testing for both.

  • Pelvic exam: A physical exam of your external and internal genitalia. When performed, gynecologists can identify conditions such as ovarian cysts, uterine growths, and other reproductive health concerns.

    However, major medical organizations differ on whether routine pelvic exams are helpful for women without symptoms — some suggest they are only needed when you have specific concerns such as pain, abnormal bleeding, or discharge. Talk with your OB-GYN about whether a pelvic exam is right for you at each visit. Importantly, a pelvic exam is not the same as a Pap test or cervical cancer screening — you can have one without the other, or neither.

  • Breast cancer risk assessment: An initial assessment for breast cancer risk will include a review of your medical history and whether you may need to begin screenings before the age of 40. 
     
  • Sexually transmitted infection (STI) screening: All sexually active women 24 years or younger should be tested for gonorrhea and chlamydia every year. Women 25 and older who have new or multiple sex partners or a sex partner who has an STI should also be tested for gonorrhea and chlamydia annually. There are a number of other STI screenings women might want to consider with their doctor, especially if they have multiple sex partners. 

    “If you are sexually active, getting tested for STIs is one of the most important things you can do to protect your health,” adds Dr. Rosser. “Make sure you have an open and honest conversation about your sexual history and STI testing with your doctor and ask whether you should be tested for STIs.” Note: Screening for STIs during pregnancy occurs at specific intervals.

  • Family planning:  For women interested in starting a family, an OB-GYN will discuss contraception, reproductive health and reproductive planning. Assessing pregnancy history is critical for women who have been pregnant in the past. For example, if someone has diabetes or has had a blood pressure issue, such as preeclampsia while pregnant, it increases their risk of having heart disease in their lifetime. “Pregnancy is often a window into a woman’s future health,” says Dr. Rosser.

    Adverse pregnancy outcomes (including preeclampsia, gestational diabetes, preterm birth, and delivery before 37 weeks) increase the risk of heart disease and high cholesterol.  The American Heart Association (AHA) recommends cardiovascular risk screening within three months postpartum for women with adverse pregnancy outcomes and continued monitoring. Doctors also may recommend cholesterol-lowering medications, such as a statin. Premature or early menopause, early first period (before age 10) and polyendocrine metabolic ovarian syndrome (PMOS) are also risk factors.

  • Genetic counseling: Hereditary cancer risk assessment can be performed by OB-GYNs and updated regularly. About 10% of breast cancers and up to 25% of ovarian cancers are caused by inherited gene changes that can run in families. National guidelines recommend that your OBGYN assess whether you may benefit from genetic testing based on your personal and family history. You may qualify if you have a close relative with breast cancer before age 50, ovarian cancer at any age, male breast cancer, pancreatic cancer, high-risk prostate cancer, or if you are of Ashkenazi Jewish ancestry. If testing identifies a gene change, there are proven steps, including enhanced screening and risk-reducing options, that can significantly lower your cancer risk.
     
  • Blood pressure screening: Once a year. Because heart disease is the leading cause of death for women in the U.S., Dr. Rosser advises paying close attention to blood pressure, cholesterol, weight management, and lifestyle factors like diet and exercise. “It is good to check your blood pressure several times a year, not just during the once-a-year checkup.”
     
  • ASCVD (Atherosclerotic Cardiovascular Disease) Risk Assessment. For women in their 30s, an ASCVD risk assessment is recommended to calculate the likelihood of a heart attack or stroke over the next 10 years. The AHA’s PREVENT risk calculator also estimates 30-year risk to help identify younger adults who may benefit from earlier lifestyle interventions.
     
  • HPV Vaccine: The vaccination guidelines for HPV from the Centers for Disease Control and Prevention (CDC) are:
    • Routine vaccination can start at age 9 (for both boys and girls).
    • Catch-up vaccination through age 26 for previously unvaccinated persons.
    • Shared clinical decision-making for women ages 27–45 who may not have been vaccinated.

Expert’s Take: “Many women generally see their gynecologist as their primary care provider,” says Dr. Rosser. “This is an opportunity to use these OB-GYN visits to focus on the whole woman. It’s a paradigm shift, but we have the opportunity to leverage these visits so that we can make a difference in women’s lives with a comprehensive, holistic approach.”

A group of women smiling.

Checklist for Women in Their 40s & 50s

  • Primary care visit: At least once a year or as often as needed.
     
  • Routine blood tests and lipid screening: Measures blood pressure, blood sugar, and cholesterol levels. At least once a year or as often as needed.
     
  • Pap test and pelvic exam: A routine annual pelvic exam is not universally recommended for women in their 40s and 50s who are not having symptoms like abnormal bleeding, pelvic pain, urinary issues or vaginal dryness. The decision for a pelvic exam for women without symptoms should be based on shared decision making with a clinician.

    A Pap test is needed every three years to screen for cervical cancer, every five years for HPV, or every five years when combining both tests.

  • Breast cancer screening: All major medical organizations now recommend that breast cancer screening with mammography begin by age 40 for average-risk women. If you have dense breast tissue, a family history of breast cancer, or other risk factors, you may need additional screening such as a breast ultrasound or breast MRI. Talk with your doctor about which schedule is right for you based on your individual risk.
     
  • Colonoscopy: Colorectal cancer screening should begin at age 45 for average-risk adults. If you have a close relative (for example, parent or sibling) with colon cancer or advanced polyps, screening should start earlier, typically at age 40 or 10 years before your relative's diagnosis, whichever comes first.

    There are multiple screening options: a colonoscopy every 10 years; an annual stool test; a stool DNA test every three years; or a recently-approved a blood-based test. Says Dr. Rosser, “The best screening test is the one you will actually complete, talk with your doctor about which option is right for you.”

  • Lung cancer screening: If you are a current or former smoker, lung cancer screening with a yearly, low-dose CT scan may be recommended. The U.S. Preventive Services Task Force recommends annual screening for adults ages 50 to 80 who have a 20 pack-year smoking history (for example, one pack per day for 20 years) and who currently smoke or have quit within the past 15 years. The American Cancer Society goes further and recommends screening even if you quit more than 15 years ago, as long as you meet the age and pack-year criteria. Other factors, such as family history of lung cancer, occupational exposures (for example asbestos or radon), or a history of lung disease, may also be considered when deciding whether screening is right for you. 

Expert’s Take: “Black women are disproportionately impacted by many conditions. They are two to three times more likely to die from heart-related causes at younger ages. Breast cancer mortality is nearly 40% higher in Black women, despite similar rates of diagnosis. And one of the starkest racial disparities in cancer outcomes is in uterine and endometrial cancer — Black women face a two-fold higher death rate,” says Dr. Rosser. “Knowing this is not meant to cause worry — it is meant to empower you. When you and your doctor are aware of these patterns, you can take proactive steps together, such as staying current on screenings, managing blood pressure and cholesterol, and discussing your personal and family history at every visit.”

A group of older women smiling.

Women in Their 60s & Older 

  • Pap test and pelvic exam: A Pap test for HPV can generally be stopped after age 65, but only if you have had regular screening with normal results in the years leading up to age 65. If you have not been screened regularly, or if you have a history of abnormal results, precancerous changes, or a weakened immune system, you should continue screening beyond age 65. About one in four cervical cancers is diagnosed in women over 65, so it is important to talk with your doctor about whether you truly qualify to stop.

    A routine pelvic exam is not automatically recommended every year for women without symptoms. Major medical organizations agree that the decision should be made between you and your doctor based on your individual health history. However, you should have a pelvic exam if you experience any symptoms such as unusual bleeding, pelvic pain, urinary problems, or vaginal changes. 

    “Even if a pelvic exam is not needed, an annual well-woman visit with your gynecologist is still recommended to review your overall health, discuss any concerns, and stay up to date on screenings,” says Dr. Rosser.

  • Routine blood tests and lipid screening: Key screenings for women 60 and older include: 
    • Lipid panel (cholesterol test) at least every 5 years, or more often if you have heart disease risk factors or are on cholesterol-lowering medication.
    • Blood sugar test (fasting glucose or A1C) every 3 years if you are overweight, or as recommended by your doctor.
    • Thyroid function test (TSH), which is recommended in women over 60. 
    • Additional blood work, such as kidney function, liver function, or a complete blood count may be ordered based on your medications, symptoms, or medical history. 
       
  • Colonoscopy: Routine screening is strongly recommended through age 75. Between ages 76 and 85, the decision to continue screening should be made with your doctor based on your overall health, life expectancy, and past screening results. After age 85, screening is generally no longer recommended. If you are in this older age range and still benefit from screening, your doctor may suggest a less invasive stool test instead of a colonoscopy to reduce risk of complications.
     
  • Osteoporosis screening: All women 65 and older should have a bone density test (DXA scan) to screen for osteoporosis. If your results are normal, your doctor will determine when to retest based on your bone density score. 

    For women with normal results, rescreening may not be needed for up to 15 years, while women with mildly low bone density may need retesting in as few as one to five years. If you have risk factors, such as low body weight, smoking, excessive alcohol use, a parent who fractured a hip, early menopause, long-term steroid use, rheumatoid arthritis, or a prior fracture as an adult, your doctor may recommend screening before age 65 and more frequent follow-up. 

  • Skin cancer screening: There is no universal guideline recommending annual skin cancer screening for all adults. However, the risk of skin cancer, especially melanoma, increases significantly with age, with the highest rates in adults over 60. 

    The American Academy of Dermatology recommends regular skin self-exams, particularly for those at higher risk, including people with fair skin, a history of sunburns or tanning bed use, many moles, or a family history of melanoma. Talk with your doctor about whether you should have a clinical skin exam and how often, based on your individual risk factors. “Report any new, changing, or unusual spots on your skin promptly,” says Dr. Rosser. “Early detection is key to successful treatment.”

  • Cardiology screening: Heart disease is the leading cause of death for women, and your risk increases after menopause. Your doctor should regularly screen for cardiovascular risk factors, including blood pressure (at least annually), cholesterol (every four to six years, or more often if abnormal), blood sugar, weight, and tobacco use. 

    Based on these results, your doctor can calculate your 10-year risk of heart attack or stroke and determine whether you may benefit from medication. Certain factors increase your risk and should be discussed with your doctor, including a history of preeclampsia or high blood pressure during pregnancy, premature menopause, autoimmune conditions, family history of heart disease, and being African American. If you have any of these risk factors, more frequent monitoring and earlier treatment may be recommended.

Expert’s Take: “If you’re over 65 and would like to continue with regular Pap smears because of HPV risk or other concerns, speak with your OB-GYN so that they can evaluate your risks and you can come up with a plan together,” says Dr. Rosser.

NewYork-Presbyterian’s Commitment to Women’s Health

NewYork-Presbyterian is committed to supporting women as active partners in their health. Fazzalari Women’s Health, which includes the Emilia Fazzalari Women’s Health Center of Excellence and the Emilia Fazzalari Women’s Health Program, was established to deliver coordinated, lifelong care organized around a woman’s OB-GYN, with a particular focus on perimenopause and menopause.

Supported by a coordinated team of specialists from NewYork-Presbyterian and Columbia, the approach replaces fragmented visits with a single, continuous care experience, with services that include gynecologic, cardiovascular, mental health, neurocognitive, gastrointestinal and sexual health care; nutrition and exercise; and genetic screening. 

Mary Rosser, MD, PhD
Mary Rosser, MD, PhD

Obstetrics and Gynecology